For small investors, growth stocks under $50 offer an accessible entry into high-upside opportunities without breaking the bank. In 2025, sectors like AI, renewable energy, and fintech are driving innovation, and affordable stocks in these spaces can deliver outsized returns. Pair these picks with tools like best financial planning software or AI-powered platforms to build a diversified, risk-managed portfolio.
Top 7 Growth Stocks Under $50 for 2025
1. Upstart Holdings (UPST) – AI Lending Disruptor
- Price: $42 (as of July 2025)
- Sector: Fintech
- Growth Catalyst: Upstart’s AI-driven lending platform is revolutionizing credit assessments, with partnerships expanding to auto loans and small-business financing. Analysts project 30%+ annual revenue growth through 2027 as loan originations rebound.
- Risk/Reward: High volatility but 2x upside potential if interest rates stabilize.
Tool Tip: Monitor loan trends with real-time stock alerts.
2. ChargePoint (CHPT) – EV Charging Leader
- Price: $38
- Sector: Renewable Energy
- Growth Catalyst: With governments mandating EV infrastructure, ChargePoint’s 200,000+ charging ports (and 50% market share in North America) position it to dominate. Revenue is expected to grow 40% annually as adoption surges.
- Key Metric: Gross margins improved to 25% in 2025, up from 18% in 2023.
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3. SoFi Technologies (SOFI) – Digital Banking Powerhouse
- Price: $48
- Sector: Fintech
- Growth Catalyst: SoFi’s 8M+ members and expanding product suite (investing, insurance, credit cards) drive cross-selling. Student loan refinancing demand is rebounding, with 25% YoY revenue growth projected.
- Dividend Potential: Plans to initiate a dividend by 2026 as profitability stabilizes.
Pair With: Student loan repayment tools to free up capital for investing.
4. Rocket Lab (RKLB) – Space Exploration Innovator
- Price: $45
- Sector: Aerospace
- Growth Catalyst: Rocket Lab’s reusable Neutron rocket and satellite launches are capturing NASA and Pentagon contracts. Revenue could triple by 2027 as the global space economy hits $1 trillion.
- Competitive Edge: 150+ successful launches with a 95% success rate.
Risk Note: High R&D costs, but $500M cash reserves cushion short-term risks.
5. Lucid Group (LCID) – Luxury EV Contender
- Price: $37
- Sector: Automotive
- Growth Catalyst: Lucid’s Gravity SUV launch in late 2025 targets the premium market, with 400+ miles per charge. Saudi backing ($3B investment) ensures liquidity amid production scaling.
- Analyst Take: Morgan Stanley sees 60% upside if deliveries hit 50K by 2026.
Budget Hack: Use debt payoff calculators to reallocate savings into stocks.
6. Crypto.com (CRO) – Blockchain Ecosystem Play
- Price: $32
- Sector: Cryptocurrency
- Growth Catalyst: Crypto.com’s exchange, NFT marketplace, and Visa card serve 100M+ users. Regulatory clarity in 2025 is driving institutional adoption, with 50% revenue growth projected.
- Bonus: 2% cashback on Crypto.com Visa card spending.
Track Performance: Use best crypto tracking apps for portfolio insights.
7. Ocugen (OCGN) – Biotech Breakouts
- Price: $28
- Sector: Healthcare
- Growth Catalyst: Ocugen’s gene therapy pipeline, including a promising COVID/flu combo vaccine, could win FDA approval in 2026. Partnerships with Bharat Biotech expand global distribution.
- Upside: 3x potential if Phase 3 trials succeed.
Portfolio Tip: Balance high-risk biotech with stable picks via micro-investing apps.
Key Metrics to Evaluate Growth Stocks
- Revenue Growth: Aim for 20%+ YoY (e.g., SoFi: 25%).
- Profit Margins: Improving trends signal scalability (e.g., ChargePoint: 25% gross margin).
- Market Opportunity: $1T+ sectors (space, EVs) offer long-term runways.
- Cash Reserves: Ensure survival during volatility (e.g., Rocket Lab: $500M).
How to Build a Growth Portfolio
- Diversify: Mix sectors (tech, healthcare, energy) to mitigate risk.
- Dollar-Cost Average: Use AI-powered platforms to automate buys.
- Rebalance: Trim winners and reinvest via retirement calculators.
- Stay Liquid: Park emergency funds in best savings apps for millennials.
Risks to Watch in 2025
- Interest Rates: High rates could pressure fintech lenders like Upstart.
- Regulation: Crypto and biotech face policy shifts.
- Competition: EV and AI markets are crowded; focus on differentiators.
Final Thoughts
Growth stocks under $50 offer small investors a gateway to transformative trends like AI, EVs, and blockchain. While risks exist, picks like SoFi and Rocket Lab provide compelling risk-reward profiles. For more strategies, explore international trading platforms or compare Acorns vs. Stash for micro-investing.